Sometimes, it is so frustrating being a young couple, with children, just starting out. I mean, we have college degrees! When is that going to pay off? My husband and I barely manage to pay the bills each week, and live paycheck to paycheck. And when we have an emergency, like a doctor’s visit or a vehicle repair, it takes us weeks to catch up. A few months ago, our daughter got the stomach flu, and had diarrhea for a week. Thank goodness my husband was able to get a quick cash advance, or we would have never been able to afford the doctor visit. Or the extra diapers.